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Why Choose NCR Loans?

  • Emergency Cash when you need it most.
    A short-term loan can help you and your family meet unexpected expenses or simply get you through to the next paycheck. Short-term loans can also help you avoid late fees, utility reconnect fees, and bank overdraft charges.
  • Lightning fast approvals.
    After completing our fast online application form, you will receive an immediate response. If your loan application has been approved, we will guide you step-by-step until the money is deposited into your bank account.
  • No FICO score check when applying.
    NCR Loans is an option for people with all credit types. Unlike traditional loans, our short-term loan application does not require a credit check. We will verify your employment and banking information.
  • Funds usually available next day.
    Fully approved and verified applications are typically funded the next business day. Some loans may be eligible for same day funding! Please make sure you are available via phone and email in the event more information is required.

Frequently Asked Questions

  • What kind of loans do you offer?
    NCR Loans offers short term consumer loans often used to cover unexpected expenses. These loans are not intended to meet long-term financial needs.
  • How much can I borrow?
    NCR Loans offers loans up to $1,000. The actual amount of your loan is contingent on many factors and is based on a judgment of how much you can afford to borrow and your ability to pay back the loan?
  • Do I need to have great credit?
    NCR Loans is an option for all credit types. We are not like the local banks that are only lend to a select few. However, we do believe you should be able to afford a loan with us, and we will evaluate your ability to pay the money back. We will look at your banking history and verify your employment in order to help us make a decision. If everything checks out, we are happy to work with you! We do not discriminate.
  • Is my personal information secure?
    We use the highest industry standards of encryption to protect your data. We constantly test our system for vulnerabilities against hacks and other malicious virus attacks. You will have a secure login to access your account.

Rates and Terms: Installment Loans

Standard re-payment terms: 3 months (min 84 days / max 90 days)
   12 weekly payments
   6 bi-weekly payments
   6 semi-monthly payments
Maximum Loan Amount: $1000
Minimum Loan Amount: $500
Maximum APR: 32%

Cost of Credit

The chart below represents illustrative examples of the cost and payment schedule of a $720 personal loan.

Installment Loans: Bi-Weekly Customer = Six (6) Payments

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
The cost of your credit as a yearly rate The dollar amount the credit will cost you The amount of credit provided to you on your behalf The amount you will have paid after you have made all payments as scheduled
32% $58.54 $720.00 $778.54

Payment Schedule Based on January 11th, 2024 Loan Origination

Payment Number Amount of Payments When Payments Are Due
1$129.7601/25/2024
2$129.7602/08/2024
3$129.7602/22/2024
4$129.7603/08/2024
5$129.7503/22/2024
6$129.7504/05/2024

** Disclaimer: This Consumer Installment Loan Rate Schedule provides an illustrative example of a typical extension of credit we offer to qualified applicants. The APRs noted above are for a $720 loan repayable in six bi-weekly payments. The terms listed in this Consumer Installment Loan Rate Schedule may be offered for only a limited period of time and may differ from your loan agreement.Rates are current as listed and are subject to change. The rates displayed do not represent a loan approval or commitment to lend. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs. You should always seek competent professional advice prior to engaging in any financial transaction.